Where €3,000 gross goes.

Effective: what is actually paid divided by the gross salary in this scenario. Same gross salary in euros in every country, converted at ECB rates of 13 Oct 2026.

• Net take-home
• Income tax
• Employee contributions
• Employer contributions
• Bars split the employer’s total cost

1. 1Netherlands87.06%€2,612
2. 2Luxembourg86.18%€2,586
3. 3Ireland85.06%€2,552
4. 4Cyprus83.06%€2,492
5. 5Sweden81.63%€2,449
6. 6Finland81.33%€2,440
7. 7Bulgaria80.49%€2,415
8. 8Estonia80.33%€2,410
9. 9Austria77.10%€2,313
10. 10Czechia76.90%€2,307
11. 11Spain76.40%€2,292
12. 12Malta76.37%€2,291
13. 13Belgium75.75%€2,273
14. 14France75.01%€2,250
15. 15Italy72.34%€2,170
16. 16Slovakia71.65%€2,150
17. 17Latvia71.35%€2,141
18. 18Greece71.32%€2,140
19. 19Portugal70.94%€2,128
20. 20Denmark69.40%€2,082
21. 21Poland69.04%€2,071
22. 22Germany68.48%€2,054
23. 23Hungary66.50%€1,995
24. 24Croatia66.20%€1,986
25. 25Slovenia62.30%€1,869
26. 26Lithuania60.50%€1,815
27. 27Romania58.50%€1,755

The full index

Sort by any column. Tick up to four countries to compare them side by side.

Side by side	#	Country	Net share	Net €	Income tax	Empl. contrib.	Employer contrib.	Tax wedge	Employer cost €	Marginal, employee
	1	Netherlands	87.06%	€2,612	2.93%	10.01%	16.63%	25.35%	€3,499	40.20%
	2	Luxembourg	86.18%	€2,586	1.19%	12.63%	12.57%	23.44%	€3,377	42.50%
	3	Ireland	85.06%	€2,552	10.59%	4.35%	11.40%	23.65%	€3,342	27.35%
	4	Cyprus	83.06%	€2,492	5.49%	11.45%	15.40%	28.02%	€3,462	31.89%
	5	Sweden	81.63%	€2,449	11.38%	6.99%	31.42%	37.89%	€3,943	22.83%
	6	Finland	81.33%	€2,440	9.60%	9.07%	19.98%	32.21%	€3,599	32.17%
	7	Bulgaria	80.49%	€2,415	8.94%	10.56%	14.51%	29.70%	€3,435	10.00%
	8	Estonia	80.33%	€2,410	16.07%	3.60%	33.80%	39.97%	€4,014	24.81%
	9	Austria	77.10%	€2,313	5.70%	17.19%	30.00%	40.69%	€3,900	44.58%
	10	Czechia	76.90%	€2,307	11.50%	11.60%	33.80%	42.53%	€4,014	26.53%
	11	Spain	76.40%	€2,292	17.10%	6.50%	32.15%	42.19%	€3,965	32.49%
	12	Malta	76.37%	€2,291	15.56%	8.08%	8.32%	29.50%	€3,250	25.00%
	13	Belgium	75.75%	€2,273	14.22%	10.03%	25.74%	39.75%	€3,772	76.76%
	14	France	75.01%	€2,250	4.15%	20.84%	36.56%	45.07%	€4,097	32.63%
	15	Italy	72.34%	€2,170	18.47%	9.19%	36.91%	47.16%	€4,107	62.23%
	16	Slovakia	71.65%	€2,150	13.95%	14.40%	36.20%	47.39%	€4,086	36.09%
	17	Latvia	71.35%	€2,141	18.15%	10.50%	23.60%	42.27%	€3,708	33.32%
	18	Greece	71.32%	€2,140	15.31%	13.37%	21.79%	41.44%	€3,654	44.56%
	19	Portugal	70.94%	€2,128	18.06%	11.00%	23.75%	42.68%	€3,713	45.90%
	20	Denmark	69.40%	€2,082	22.20%	8.41%	2.75%	32.46%	€3,083	36.53%
	21	Poland	69.04%	€2,071	9.49%	21.48%	20.48%	42.70%	€3,614	49.08%
	22	Germany	68.48%	€2,054	9.77%	21.75%	21.74%	43.75%	€3,652	43.69%
	23	Hungary	66.50%	€1,995	15.00%	18.50%	13.00%	41.15%	€3,390	33.50%
	24	Croatia	66.20%	€1,986	13.80%	20.00%	16.50%	43.18%	€3,495	38.40%
	25	Slovenia	62.30%	€1,869	13.28%	24.41%	17.10%	46.79%	€3,513	43.09%
	26	Lithuania	60.50%	€1,815	20.00%	19.50%	2.12%	40.76%	€3,064	39.50%
	27	Romania	58.50%	€1,755	6.50%	35.00%	2.25%	42.79%	€3,067	41.23%

Side by side

Indicator	Germany	Romania	Spain	Netherlands
Gross a month	€3,000	RON 16,009	€3,000	€3,000
Employee contributions	€653	RON 5,603	€195	€300
Income tax	€293	RON 1,041	€513	€88
Net take-home	€2,054	RON 9,365	€2,292	€2,612
Employer contributions	€652	RON 360	€965	€499
Employer cost	€3,652	RON 16,369	€3,965	€3,499
Net in euros	€2,054	€1,755	€2,292	€2,612
Net share of gross	68.48%	58.50%	76.40%	87.06%
Tax wedge	43.75%	42.79%	42.19%	25.35%
Marginal rate, employee	43.69%	41.23%	32.49%	40.20%
Headline top income-tax rate	45% above €277,826 (+5.5% Soli)	Flat 10%	45% above €300,000 (state 24.5% + Madrid 20.5%)	49.50% above €78,426
Salary payments a year	12	12	14	12